Extract structured notes from the meeting transcript below. Fill every field of the provided JSON schema.

Rules:
- Use only what is in the transcript. When a field's information is absent, use null or an empty array as the schema allows. Do not guess owners, dates or decisions.
- A decision is something the group agreed. "We should probably..." with no agreement is an open question, not a decision.
- An action item needs a task someone accepted or was clearly given. Keep the owner null if nobody took it.
- Every decision and action item carries a short verbatim quote so a reader can find it in the transcript.
- Keep names exactly as written in the transcript.

<transcript>
{{transcript}}
</transcript>